Overview

Undeniable Qualifications 

Matthew Struble is a Florida Bar Board Certified Civil Trial Lawyer and is also also  Florida Bar Board Certified Appellate Counsel.  There are 109,000 lawyers in the State of Florida and Matthew Struble is 1 of only 7 that are Board Certified in both Civil Trial and Appellate Practice. STRUBLE, P.A. has handled over 35 insurance claim trials and over 40 appeals. The firm represents property owners throughout the State of Florida, and also co-counsels with other attorneys to handle the trials and appeals.

Background 

Matthew Struble founded the firm on the vision of becoming undeniable. Mr. Struble worked several jobs during law school and the bar exam, yet, was a member of moot court and law review, graduated early, and was recognized by the Fourth DCA as being among the higher scorers on the bar exam. He then spent years working for an insurance defense firm representing insurance companies in hundreds of claims and multiple trials. After gaining this insight and experience, he founded STRUBLE, P.A. in 2014 and has prevailed on over 800 claims initially denied by insurers. This includes over 70 recoveries for bad faith damages, 7 recoveries exceeding 1.5M, and over 200 recoveries wherein the property owners had no deduction for attorney’s fees or costs from the insurance company’s payment issued after the claim was won and the denial was overturned. Over a dozen court orders have been entered discussing STRUBLE, P.A.’s premier reputation and the service it provides property owners by deducting no fees or costs, even after the claim is won. The firm has handled over 35 insurance claim trials and over 40 appeals. Mr. Struble is double board certified in both Civil Trial and Appellate Practice. There are 109,000 lawyers in the State of Florida and Mr. Struble is 1 of only 7 with these multiple certifications. Through an unyielding work ethic, STRUBLE, P.A.’s expertise in insurance claims has become undeniable, making it Florida’s go to firm for insurance claims.

Reputation 

In addition to being only 1 of only 7 Florida Attorney’s with the dual Florida Bar Board Certifications, Florida Courts have entered numerous Orders describing Matthew Struble’s reputation.  The following are some examples: 

Struble, P.A. has earned a good reputation in the local legal community and a well-deserved excellent trial reputation. Having earned a reputation of being willing to go to trial encourages better settlement offers and results for their clients. 5/24/22 Order

Matthew Struble has tried approximately forty such cases and Christine Dies has tried approximately a dozen such cases. In this case, Defendant claimed the damages were below the deductible and issued no payment. Struble, P.A. represented Plaintiffs on a contingency basis and recovered $130,772 above the deductible for contractual damages and an additional $35,000 for extra-contractual damages. Struble, P.A. did not deduct attorney’s fees or costs from the payment and instead agreed to accept statutory fees awarded by the Court.  5/28/2022 Order

Mr. Struble is recognized as a go to attorney for plaintiff first party property cases in Brevard County. Many attorneys in Brevard County refer plaintiff first party property cases to him, co-counsel with him, and even hire him for themselves. Mr. Struble has tried numerous cases in first party property litigation to verdict and is an experienced trial attorney. The fee is contingent upon the success in the case, and further, Mr. Struble gives 100% of a jury award to his clients. As such, his clients are made whole, and his attorneys fees and costs are solely subject to the Court. Mr. Struble will not ask his clients for the reimbursement of costs, even if the Court denies a cost.  11/5/2021 Order

Plaintiff received the funds with no reduction for attorney’s fees or costs.Matthew Struble, who has been practicing for 11 years, is a Florida Bar Board Certified Civil Trial attorney who has tried upwards of 40 cases and has litigated cases for insureds and insurance companies. 2/17/2022 Order

The Court finds that Struble, P.A. has an excellent reputation in the local legal community. There are very few local firms that handle first party insurance claims and no other firms do so exclusively or at the level of Struble, P.A.  7/5/2022 Order

Trial Experience – Matthew Struble has tried approximately 40 cases.  The following are examples of recent trials. 

TRIAL WIN ON COLLAPSE CLAIM IN MARTIN COUNTY (REF 8888)

On April 27, 2022, STRUBLE, P.A. obtained a jury verdict finding that a ceiling that collapse at an insured’s business was caused by covered hidden decay.  The jury also awarded the insured damages.

TRIAL WIN ON WATER DAMAGE CLAIM IN BROWARD COUNTY (REF 8648)

On January 27, 2022, STRUBLE, P.A. obtained a jury verdict finding that the insured complied with policy conditions and the water damage was covered. The jury also awarded the entire amount requested.

TRIAL WIN ON WATER DAMAGE CLAIM IN BREVARD COUNTY (REF 8628)

On January 20, 2022, STRUBLE, P.A. obtained a jury verdict finding that water damage from a plumbing system was covered. The jury also awarded the insured damages. 

TRIAL WIN ON PLUMBING LEAK CLAIM IN PALM BEACH COUNTY (REF 8890)

On January 12, 2022, STRUBLE, P.A. obtained a jury verdict finding that water damage from a plumbing leak was covered. The jury also awarded the insured damages. 

TRIAL WIN ON WIND CLAIM IN PASCO COUNTY (REF 8273)

On November 4, 2021, STRUBLE, P.A. obtained a jury verdict finding that wind was the cause of the claimed interior damages and covered under the policy.

TRIAL WIN ON WATER DAMAGE CLAIM IN BREVARD COUNTY (REF 8371)

In 2021, STRUBLE, P.A. prevailed on the second day of trial when the insurer agreed to pay the water damage claim it previously denied.

TRIAL WIN ON WIND CLAIM IN BREVARD COUNTY (8563)

In 2021, STRUBLE, P.A. obtained a verdict in favor of a homeowner for his claim for damage caused by Hurricane Matthew. 

TRIAL WIN ON WIND CLAIM IN BREVARD COUNTY (REF 8531)

On December 5, 2019 STRUBLE, P.A. obtained a verdict in favor of a homeowner for her claim for damage caused by Hurricane Matthew.  The insurer denied the claim by asserting that the damages were below the policy deductible. 

TRIAL WIN ON WATER DAMAGE CLAIM IN BREVARD COUNTY (REF 8159)

On November 4, 2019 STRUBLE, P.A. obtained a verdict in favor of a homeowner stemming from her water damage claim. 

TRIAL WIN ON WIND CLAIM IN BREVARD COUNTY (REF 8432)

On September 11, 2019, after three days of trial, STRUBLE, P.A. obtained a settlement in favor of homeowners on their claim for wind damage. 

TRIAL WIN ON WIND CLAIM IN BROWARD COUNTY (REF 8912)

In 2019 STRUBLE, P.A. prevailed at the first day of trial, when the insurer agreed to pay the claim it previously denied.

TRIAL WIN ON WIND CLAIM VOLUSIA COUNTY (REF 8561)

On February 17, 2019 STRUBLE, P.A. obtained a verdict in favor of a homeowner for his claim for damage caused by Hurricane Matthew. 

TRIAL WIN ON WIND CLAIM BREVARD COUNTY (REF 8836)

In 2019 STRUBLE, P.A. commenced a jury trial for a business owners’ claim for damage caused by Hurricane Irma.  As the trial commenced, the insurer agreed to pay the claim.

TRIAL WIN ON WIND CLAIM BROWARD COUNTY (REF 8309)

On December 14, 2018 STRUBLE, P.A. obtained a verdict in favor of a homeowner for his claim for damage caused by a windstorm. 

TRIAL WIN ON WIND CLAIM BREVARD COUNTY (REF 8414)

On November 9, 2018 STRUBLE, P.A. obtained a verdict in favor of a homeowner for his claim for damage caused by Hurricane Matthew.  

TRIAL WIN IN BREVARD COUNTY (REF 842)

On August 18, 2017 STRUBLE, P.A. obtained a verdict in favor of a claim who submitted an injury claim.

TRIAL WIN ON WATER DAMAGE CLAIM BROWARD COUNTY (REF 8252)

On June 14, 2017 STRUBLE, P.A. obtained a verdict in favor of a homeowner for her claim for water damage. 

Appellate Experience – Matthew Struble has handled over 50 appeals.  The following are some examples. 

Am. Coastal Ins. Co. v. Villas of Suntree Homeowner’s Ass’n, Inc., 5D21-1354, 2022 WL 1814253, at *1 (Fla. 5th DCA June 3, 2022)(obtained affirmance of order requiring insurer to participate in appraisal).

Lemon v. People’s Tr. Ins. Co., 5D21-2771, 2022 WL 1814128, at *1 (Fla. 5th DCA June 3, 2022)(obtained reversal of trial court judgment after trial based on failure to grant the insured’s motion for directed verdict on accord and satisfaction defense).

Universal Prop. & Cas. Ins. Co. v. Motie, 335 So. 3d 205 (Fla. 5th DCA 2022).

Florida Peninsula Ins. Co. v. Cook, 324 So. 3d 946 (Fla. 5th DCA 2021)(obtained affirmance of verdict for insured on hurricane claim).

Florida Peninsula Ins. Co. v. Cook, 324 So. 3d 946 (Fla. 5th DCA 2021)(detailed note discussing improper questioning of insured during Examination Under Oath).

Frontline Ins. Unlimited Co. v. Beckman-Atl. Funeral Homes & Crematory, Inc., 318 So. 3d 572 (Fla. 5th DCA 2021)(affirmance of trial court order awarding multiplier).

Zaleski v. State Farm Florida Ins. Co., 315 So. 3d 7 (Fla. 4th DCA 2021), review denied sub nom. STATE FARM FLORIDA INSURANCE COMPANY Petitioner(s) v. STANLEY ZALESKI, ET AL. Respondent(s), SC21-707, 2021 WL 5292345 (Fla. Nov. 15, 2021)(reversal of trial court on bad faith claim finding cause of action for bad faith and that Civil Remedy Notice was sufficient).

New S. Communications, Inc. v. Houston Cas. Co., 835 Fed. Appx. 405 (11th Cir. 2020)(reversal of trial court finding insured had standing and insurer had to be prejudiced by non-compliance with policy conditions).

Sec. First Ins. Co. v. Martin, 299 So. 3d 1066 (Fla. 5th DCA 2020)(obtained affirmance of verdict for insured on hurricane claim).

Sec. First Ins. Co. v. Tarasi, 293 So. 3d 1035 (Fla. 5th DCA 2020), reh’g denied (Apr. 16, 2020)(obtained affirmance of verdict for insured on hurricane claim).

State Farm Florida Ins. Co. v. Thompson, 291 So. 3d 203 (Fla. 5th DCA 2020).

State Farm Florida Ins. Co. v. Cadet, 290 So. 3d 1090 (Fla. 5th DCA 2020).

State Farm Florida Ins. Co. v. Crispin, 290 So. 3d 150 (Fla. 5th DCA 2020)(disinterested appraiser requirement).

Cooper v. Federated Nat’l Ins. Co., 285 So. 3d 1036 (Fla. 5th DCA 2019)(holding insured entitled to requested jury instruction in bad faith trial).

State Farm Florida Ins. Co. v. Valenti, 285 So. 3d 958 (Fla. 4th DCA 2019)(finding public adjuster cannot be appraiser when ‘disinterested’ is required by policy).

Quattry v. Covington Specialty Ins. Co., 618CV1112ORL41DCI, 2019 WL 7423544 (M.D. Fla. Nov. 19, 2019)(striking insurer’s affidavit).

Quattry v. Covington Specialty Ins. Co., 618CV1112ORL41DCI, 2019 WL 7423548, at *9 (M.D. Fla. Oct. 30, 2019)(lay witness testimony can prove causation).

Underwriters at Lloyd’s, London v. Sorgenfrei, 278 So. 3d 930, 931 (Fla. 5th DCA 2019)(appraisal appropriate when insurer denied claim as below deductible because claim no wholly denied).

Pascal-Guarino v. First Protective Ins. Co., 277 So. 3d 778 (Fla. 5th DCA 2019)(dismissal of declaratory judgment action for new complaint asserting breach of contract is without prejudice).

First Protective Ins. Co. v. Colucciello, 276 So. 3d 456 (Fla. 5th DCA 2019) (appraisal appropriate when insurer partially denies claim because claim no wholly denied).

Kempton v. McComb, 266 So. 3d 272, 273 (Fla. 5th DCA 2019)(reversing insurer’s claim for attorney’s fees).

Kempton v. McComb, 264 So. 3d 1180 (Fla. 5th DCA 2019)(reinstating jury verdict because insurer did not meet all elements of alcohol defense).

Sec. First Ins. Co. v. Kile, 232 So. 3d 1175 (Fla. 5th DCA 2017)(affirmance of trial court order awarding multiplier).

Roberts v. Citizens Prop. Ins. Corp., 227 So. 3d 764 (Fla. 5th DCA 2017)(insurer confessed error as to trial court order finding insured lacked standing).  

Federated Nat’l Ins. Co. v. Koberling, 228 So. 3d 569 (Fla. 4th DCA 2017)(affirming order allowing public adjuster to serve as appraiser).

Professional Licenses, Certifications

Member, Florida Bar Association, April 2010 – Present

Recognized by the Fourth District Court of Appeal for being among the higher scorers on the bar exam and was asked to speak at the public induction ceremony.

Board Certified Civil Trial Lawyer by the Florida Bar Board of Legal Specialization and Education, 2021 – Present

Board Certified Appellate Practice Lawyer by the Florida Bar Board of Legal Specialization and Education, 2022 – Present

Employment Experience

STRUBLE, P.A.

         Managing attorney 2014 – Present

Conroy, Simberg, P.A.

Associate attorney 2010 – 2014

Law Clerk 2009 – 2010

Office Location - Melbourne

It is an honor to have the chance to represent policyholders against their insurance companies.  I give our clients’ cases everything I have, everyday. 

-Matthew

We Make The Difference

Education

 Nova Southeastern University, Shepard Broad Law Center

Juris Doctor, December 2009 (Graduated early)

Member of Nova Law Review and Moot Court Society

Temple University

B.A., Political Science and History, May 2007

Admissions

Florida Supreme Court (all State Courts in Florida)

U.S. District Courts – Middle District and Southern District of Florida

U.S. Circuit Court of Appeals – Eleventh Circuit