Hurricane Matthew Claims

Hurricane Matthew was the first hurricane to affect areas such as Brevard and Volusia County in over ten years.  The NOAA National Centers for Environmental Information had estimated that wind and water damage caused by Matthew totaled approximately $10.0 billion, making Matthew the tenth-most-destructive hurricane to affect the United States at the time.  On October 6, 2016, many areas were impacted by winds of 85 mph or more combined with approximately four (4) inches of rain.

STRUBLE, P.A. has successfully represented homeowners with Hurricane Matthew claims against most of Florida’s insurance companies.  Many insurers have wrongfully taken the position that such claims are below the deductible, roof replacement is not required, interior damages are not covered or policy exclusions apply.  Insurance companies routinely assert that it retained an engineer that supports its claim denial.  Often, a review of the report establishes that the insurance company’s own expert establishes coverage for the claim. We have consistently prevailed on these issues and forced insurance companies to abandon their claim denial or low-ball claim payment and pay our clients claims for Hurricane Matthew. 

When representing insureds in their Hurricane Matthew claims, we have an opportunity to allow our clients to net the full value of their claim, as the insurance company may be required to pay our attorney’s fees and costs as an additional damage.  Additionally, if your insurance company has delayed your claim, issued a low-ball payment or engaged in other improper claims handling practices, you may be able to pursue damages that greatly exceed the claim amount, due to damages resulting from the insurer’s bad faith claims handling. If your Hurricane Matthew claim was denied or underpaid, STRUBLE attorneys are prepared to force the insurance company to honor your claim. 

The following are examples of some of the results we have obtained while representing policyholders in claims for damage caused by Hurricane Matthew.      

Hurricane Matthew – $375,000

We filed a lawsuit after the insurance company failed to acknowledge our client’s claim for damages sustained from Hurricane Matthew. Thereafter, the insurance company agreed to pay our client $375,000 for damages sustained from Hurricane Matthew.

Hurricane Matthew – Policy Limit Recovered

After our client’s property sustained extensive damage from Hurricane Matthew the insurance company contended that approximately $30,000 was owed.  The insurance company was ultimately forced to issue the policy limit and a bad faith lawsuit is pending related to the insurance company’s claim delay and low-ball claim payment.

Hurricane Matthew – $850,000

Our client’s home sustained damage from Hurricane Matthew and received a total recovery of $850,000.

Hurricane Matthew – Coverage Obtained

The insurance company claimed that approximately $2,000 was the amount owed and then contended that any further recovery was precluded.  Shortly before trial, STRUBLE, P.A. forced the insurance company to pay our clients twenty times the amount issued by the insurance company.  Thereafter, the insurance company was required to pay our attorney’s fees and costs incurred.

Hurricane Matthew – Coverage Obtained

The insurance company claimed that approximately $2,000 was the amount owed for the damage caused by Hurricane Matthew.  STRUBLE, P.A. filed suit and forced the insurance company to pay our clients over twenty times the amount issued by the insurance company. Additionally, the insurance company was required to pay our attorney’s fees and costs incurred.

Hurricane Matthew – Coverage Obtained

Our client sustained damage from Hurricane Matthew and the insurance company was ultimately forced to issue payments of approximately $115,000.  Additionally, a bad faith lawsuit is pending seeking extra-contractual damages related to the insurance company’s handling of the claim.

Hurricane Matthew – Coverage Obtained

The insurance company denied the claim asserting that the claim totaled approximately $2,000 which was below the deductible.  The insurance company obtained an engineer’s report which it stated supported the denial. The insurance company ultimately paid twenty times the amount it stated was owed for damage caused by Hurricane Matthew.   Thereafter, the insurance company was required to pay our attorney’s fees and costs incurred.

Hurricane Matthew – Coverage Obtained

The insurance company denied the claim asserting that the claim totaled approximately $2,000 which was below the deductible. STRUBLE, P.A. filed suit and the insurance company subsequently issued a payment of thirty times the amount is claimed was owed for damage caused by Hurricane Matthew.  Additional damages are being pursued for our client.

Hurricane Matthew – Coverage Obtained

The insurance company asserted that approximately $14,000 was the amount owed for damage caused by Hurricane Matthew.  After STRUBLE, P.A. was retained, it forced the insurance company to issue an additional payment to our client in excess of $100,000.  Additional damages are being pursued for our client.

Hurricane Matthew – Coverage Obtained

The insurance company issued payment of approximately $12,500 and asserted that an engineer’s report precluded further recovery.  STRUBLE, P.A. forced the insurance company to issues total payments to our client of approximately $75,000. Additional damages are being pursued for our client.