Bad Faith Insurance Claims

If you are interviewing law firms for your property damage claim, you should ask the law firm whether it has every tried a bad faith claim.  You should also ask the firm how many bad faith lawsuits it has actually handled and successfully resolved.  The attorneys at STRUBLE, P.A. has tried several bad faith cases and handled such cases on appeal.  In fact, STRUBLE, P.A. is responsible for creating much of the existing case law on first-party bad faith insurance claims.  Examples of bad-faith case law established by our firm can be accessed here.

In addition to bad-faith cases and establishing bad-faith case law for policyholders, we have also successfully resolved over 70 bad-faith claims for extra-contractual damages.  Example bad faith cases successfully handled by STRUBLE, P.A. are below.  An attorney cannot bring a bad faith claim until after the attorney prevails on your initial property damage claim.  The following are examples of bad faith claims that STRUBLE, P.A. has successfully handled. It is important to note that many of the bad faith claims resolved for as much or more than the property damage claim itself.  This is because while the property damage claim may be for a small amount, the insurance company’s improper claim handling can make it liable to a large amount of damages in some cases.  This is why in many of the below examples, the portion of the recovery obtained in the bad-faith lawsuit is higher than the portion recovered in the initial lawsuit solely for the property damage claim.

The following are examples of some of the recoveries STRUBLE, P.A. has made for clients in bad faith claims.

Bad Faith Recovery –  $372,500 which includes $285,000 in bad-faith lawsuit (REF 8115)

Bad Faith Recovery – $355,000 which includes $300,000 in bad-faith lawsuit (REF 8180)

Bad Faith Recovery – $310,000 which includes $250,000 in bad-faith lawsuit (REF 8429)

Bad Faith Recovery – $264,000 which includes $79,400 in bad-faith lawsuit (REF 8515)

Bad Faith Recovery – $205,000 which includes $75,000 in bad-faith lawsuit (REF 8196)

Bad Faith Recovery – $200,000 which includes $125,000 in bad-faith lawsuit (REF 8803)

Bad Faith Recovery – $190,000 which includes $155,000 in bad-faith lawsuit (REF 8149)

Bad Faith Recovery – $185,000 which includes $150,000 in bad-faith lawsuit (REF 8110)

Bad Faith Recovery – $173,000 which includes $130,000 in bad-faith lawsuit (REF 8205)

Bad Faith Recovery – $148,000 which includes $100,000 in bad-faith lawsuit (REF 8424)

Bad Faith Recovery – $145,000 which includes $85,000 in bad-faith lawsuit (REF 8131)

Bad Faith Recovery – $145,000 which includes $115,000 in bad-faith lawsuit (REF 8217)

Bad Faith Recovery – $140,000 which includes $75,000 in bad-faith lawsuit (REF 8151)

Bad Faith Recovery – $134,000 which includes $95,000 in bad-faith lawsuit (REF 8431)

Bad Faith Recovery – $130,000 which includes $100,000 in bad-faith lawsuit (REF 8417)

Bad Faith Recovery – $116,000 which includes $60,000 in bad-faith lawsuit (REF 8562)

Bad Faith Recovery – $115,000 which includes $95,000 in bad-faith lawsuit (REF 8292)

Bad Faith Recovery – $115,000 which includes $85,000 in bad faith lawsuit (REF 8161)

Bad Faith Recovery – $107,500 which includes $87,500 in bad-faith lawsuit (REF 8399)

Bad Faith Recovery – $102,000 which includes $75,000 in bad-faith lawsuit (REF 8193)

Bad Faith Recovery – $100,000 which includes $75,000 in bad-faith lawsuit (REF 8577)

Bad Faith Recovery – $95,000 which includes $70,000 in bad-faith lawsuit (REF 8606)

Bad Faith Recovery – $90,000 which includes $65,000 in bad-faith lawsuit (REF 8386)

Bad Faith Recovery – $90,000 which includes $65,000 in bad-faith lawsuit (REF 8416)

If you are an attorney or claims professional interviewing law firms to assist a client with a property damage claim, you should likewise ask the firm how many bad faith claims the firm has handled.  Such lawsuits are often required for the insured to obtain damages for delay and other damages not covered by the contract, but caused by the insurers failure to timely pay the claim.  Knowledge of the law is imperative to successfully litigate such claims.  For example, as illustrated here, other law firms had their Civil Remedy Notice declared invalid.  The Civil Remedy Notice filed by our law firm was held valid.  Subsequent decisions have cited as reference the Civil Remedy Notice filed by our firm as an example of a valid Civil Remedy Notice.  

Bad Faith Insurance Claims in Florida

There are several different instances in Florida when a lawsuit can be filed against an insurance company for engaging in “bad faith” conduct.  First party “bad faith” involves the obligations an insurance company owes to their own policyholder.  If you file a claim with your insurance company for property damages, your insurer has several obligations which include settling the claim in a reasonable amount of time.  In the event the insurance company places its own interest above its policyholder our Florida bad faith insurance lawyers may, when proper, pursue punitive damages against the insurer in an insurance bad faith lawsuit after the withheld payments are recovered in the underlying lawsuit. 

STRUBLE attorneys have successfully prosecuted many bad faith insurance claims.  Some examples of an insurer’s wrongful business practices include delaying claims, issuing low-ball claim payments, ignoring additional coverages available such as for Mold and Additional Living Expenses, using an insured’s need for other coverages to leverage a settlement and wrongfully using policy conditions to delay or deny claims.  After identifying an insurer’s wrongful use of such tactics, STRUBLE attorneys have successfully forced many insurers to pay extensive damages resulting from the wrongful handling of claims.  In several instances, we have forced the insurance companies to pay our clients claims for property damage and then pay additional extra-contractual damages.