On August 20, 2014 the Second District Court of Appeal issued an opinion affirming a Final Judgment that was entered in favor of an insured against Tower Hill Select Insurance Company for damage caused by a sinkhole. A copy of the opinion can be accessed here: http://www.2dca.org/opinions/Opinion_Pages/Opinion_Pages_2014/August/August%2020,%202014/2D13-2076.pdf
Tower Hill attempted to argue that the lawsuit was prematurely filed and a cause of action did not exist at the time the Complaint was filed. The Court rejected this argument and explained that once “Tower Hill denied coverage a valid dispute as to the existence of a covered loss under the insurance policy arose.”
If an insurance company denies an insurance claim the insured has a right to file a lawsuit asking the Court to determine whether the sinkhole damage is covered. Although the insurance company’s engineer may opine that the damage is not covered, a lawsuit may ultimately result in a ruling that the damage is covered by the insurance policy.
If your home or business has been damaged by a sinkhole we will aggressively prosecute your insurance claim. If you believe your insurance company has wrongfully denied or devalued your sinkhole damage claim, please take a moment to complete our Contact Form, or call us directly at 954-703-2111 or 321-283-5888 for a free, confidential consultation.