Insurance Claim Blog

In this opinion issued by the Third District Court of Appeal (No. 3D22-398), the insured reported that their property was damaged by rainwater which entered through the roof and damaged the interior. The insurer provided coverage for physical loss to the dwelling, but excluded coverage for loss caused by rain […]

In Florida, an insurance policy should be read as a whole, with the court endeavoring to give every provision its full meaning and operative effect.[1] Florida courts are not required or permitted to “judicially rewrite an insured’s policy to exclude coverage where the language of the policy does not.” [2] […]

Before you accept coverage from your insurer, it is important to understand the fine print. Many insureds assume that because they pay a premium every month, any claim that they submit will be paid in full. The existence of property damage insurance attorneys proves that the process is not always […]

After disaster strikes and there is property loss, homeowners submit claims to their insurance companies. Consequently, they may have a lump of cash in the form of a settlement. While the end goal of insurance policies is settlement for properly submitted claims, it is not always that easy for homeowners. […]