Navigating Florida First-Party Property Damage Insurance

Aug 23, 2023 | Category Articles | By

Property insurance in Florida can be a dynamic aspect of property ownership. With Florida’s susceptibility to natural disaster and evolving insurance landscape, understanding your coverage needs and options can be critical. First-party property damage insurance is a type of coverage that helps property owners recover financial losses resulting from covered […]

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No Personal Knowledge? 3rd DCA Opinion on Inadmissible Hearsay Testimony From Corporate Representative

Jul 13, 2023 | Category Articles, Insurance Claims, Legal Analysis | By

In this opinion issued by the Third District Court of Appeal (No. 3D22-398), the insured reported that their property was damaged by rainwater which entered through the roof and damaged the interior. The insurer provided coverage for physical loss to the dwelling, but excluded coverage for loss caused by rain […]

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Another Eleventh Circuit Win: Summary Judgment Vacated and Remanded for Further Proceedings

Jul 1, 2023 | Category Articles, Insurance Claim Denials, Insurance Claims, Legal Analysis | By

In Florida, an insurance policy should be read as a whole, with the court endeavoring to give every provision its full meaning and operative effect.[1] Florida courts are not required or permitted to “judicially rewrite an insured’s policy to exclude coverage where the language of the policy does not.” [2] […]

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Understanding Policy Limits

Jun 30, 2023 | Category Insurance Claims | By

Before you accept coverage from your insurer, it is important to understand the fine print. Many insureds assume that because they pay a premium every month, any claim that they submit will be paid in full. The existence of property damage insurance attorneys proves that the process is not always […]

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